Relief Is Just A Phone Call Away

Roger A. Kraft | Attorney At Law, P.C.

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We Accept Debit/Credit Card Payments

Visa | MasterCard | American Express | Discover Network

Relief Is Just A Phone Call Away

Toll Free: 800-640-3207

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Don’t Believe The Myth About Student Loans, Taxes And Bankruptcy

If you talked to an attorney who said that bankruptcy can’t get rid of student loan debt and tax debt, talk to me instead. I am attorney Roger Kraft, and I help my clients find solutions through bankruptcy. Don’t believe the myth that student loans and taxes can’t be discharged. I have extensive experience in Chapter 7, Chapter 13 and Chapter 11 bankruptcy. I can assess your specific situation and help you seek the debt relief you need for student loan debt and tax debt.

To arrange a free consultation, call me at 801-871-8353 or 800-640-3207, or complete my contact form. My office is in Midvale, Utah, and I represent clients statewide, including Utah County, Salt Lake County, Tooele County and Summit County.

Student Loan Debt

Tens of millions of Americans have student loan debt. The most recent statistics show that about one-sixth of the population older than age 18 carries federal student loans, totaling about $1.5 trillion. Additionally, private student loans not backed by the government come to about $119 billion.

In other words, if student loans are part of your debt situation, you are not alone.

Over the years, it has become a myth that student loans cannot be discharged in bankruptcy. The reality is that a bankruptcy court may allow for student loans to be discharged if the loans are an undue hardship to the debtor.

To prove that your student loans are an undue hardship, you need an experienced bankruptcy attorney on your side. You need someone who knows the courts and can anticipate how the courts will decide. I am that attorney, and I can help you explore every available option for resolving your debt problems through Chapter 7 or Chapter 13 bankruptcy.

Tax Debt

As with student loan debt, a myth has arisen about tax debt — that it can’t be discharged in bankruptcy. That simply isn’t true. Certain requirements must be met, but tax debt can be eliminated, usually through Chapter 7 bankruptcy.

If you owe income taxes from three or more years ago, you may be able to have your tax debt discharged. Let me consider the specifics of your debt situation and help you seek the relief you need.

Contact Roger A. Kraft, Attorney At Law, P.C.

You can set up a free consultation by calling 801-871-8353 or 800-640-3207, or complete my contact form. Evening and weekend hours are available by appointment. My office is centrally located near all courthouses from Provo to Ogden. My rates are affordable, and I accept credit cards.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.