Utah Bankruptcy Blog

Overcoming the aftermath of bankruptcy demands thoughtful strategies. Despite its challenges, rebuilding your credit score is not an impossible task. With the right amount of effort, you can start a journey towards credit recovery. Here are some effective strategies...

When people in Utah file for bankruptcy, they typically do so through either a Chapter 7 or a Chapter 13 filing.  The bankruptcy means test helps determine if you qualify for Chapter 7 relief. Chapter 7 bankruptcy, which is a "liquidation bankruptcy," gives you a...

Chapter 13 bankruptcy is a way of repackaging your debt into affordable monthly payments over three to five years. A lot can happen in that time, including your car breaking down or getting totaled in an accident. Normally, it's your decision whether to buy a new...

When debt collectors attempt to collect their debts, they must abide by the laws set down by the Fair Debt Collections Practices Act (FDCPA). Failure to do so can result in a legal penalty. Unfortunately, that does not stop every debt collector and some still engage...

When dealing with debt collectors, they have to abide by the Fair Debt Collection Practices Act (FDCPA), which limits a number of the actions they can take. To that end, it is important to understand what these actions look like and how to defend against them....

If you are considering filing for Chapter 7 bankruptcy in Utah, you may have concerns about what property you can keep after filing. Rest assured, some of your property is exempt. To help you decide if Chapter 7 bankruptcy is right for you, you should first know the...

Money troubles are often embarrassing, and it can be difficult to acknowledge when you are on the verge of a collapse. If you have fallen behind on your mortgage payments and your lender is threatening foreclosure actions, you may feel overwhelmed. However, there are...

When you file for bankruptcy, you have more than one option, and each one suits different circumstances more appropriately. Chapter 7 and Chapter 13 bankruptcies are the most common. However, they differ primarily based on what will happen to your property. What is...

If you shudder every time your phone rings, you may be on a creditor's call list. After all, debt collectors constantly call individuals to try to get them to pay. Regardless of whether you can settle your outstanding debt, you do not have to put up with creditor...

People who have debt they cannot repay may consider filing for bankruptcy as a way to get a new financial start. Bankruptcy stops payments due until the court proceeding is settled. Exemptions to the bankruptcy law in Utah allow you to keep specified property or...