Bankruptcy

A bankruptcy filing does not put your financial future on hold. For Utah residents, credit recovery can begin earlier in the process than most people realize. Understanding how credit recovery works can help you take control of your finances and plan for what comes...

Debt problems can feel impossible to escape when the phone keeps ringing. One missed payment can turn into repeated calls, letters, voicemails and threats of legal action. For many people, the hardest part is not only the debt. It is the feeling that the pressure...

It is only natural to make sure that you adhere to the terms of your bankruptcy plan once it is in place. However, certain circumstances can arise that make your payment schedule difficult to meet. Fortunately, federal bankruptcy law allows you to modify your plan as...

Most individuals contemplating a personal bankruptcy filing have two options. They usually choose either Chapter 7 or Chapter 13 bankruptcy proceedings. Each person's financial needs are different, and each type of bankruptcy offers different protections. Those who...

The civil courts can offer people relief in a variety of challenging circumstances. Judges can rule on contract disputes or award compensation to those injured by others. The civil courts also hear bankruptcy cases brought by individuals and businesses struggling with...

If you're going through bankruptcy, you might worry about losing all your belongings. Fortunately, bankruptcy laws allow you to keep certain assets. Understanding what you can and can't keep can help you feel more in control during this process. Can you keep personal...

Filing for Chapter 13 bankruptcy creates financial stress, especially when considering its impact on your future. Many people worry about losing retirement savings. Most retirement accounts remain safe under bankruptcy laws, but you should still understand key...

Filing for bankruptcy can stop foreclosure and provide homeowners with options to keep their property.  In Utah, bankruptcy laws offer specific protections that can help individuals regain control of their financial situation when facing foreclosure. How Chapter 13...

When a bankruptcy court discharges a debt, it means that you are no longer obligated to repay that debt. In the context of Chapter 7 or Chapter 13 bankruptcy, a discharge can help you take that critical step toward financial recovery.  Understanding what a discharge...

Dealing with heavy debts can be overwhelming, and the tactics used by some creditors and debt collection agencies only add to the stress. What these unscrupulous companies do not want you to know is that there are legal limits to what they can do to get you to pay....