Bankruptcy

When debt collectors attempt to collect their debts, they must abide by the laws set down by the Fair Debt Collections Practices Act (FDCPA). Failure to do so can result in a legal penalty. Unfortunately, that does not stop every debt collector and some still engage...

When dealing with debt collectors, they have to abide by the Fair Debt Collection Practices Act (FDCPA), which limits a number of the actions they can take. To that end, it is important to understand what these actions look like and how to defend against them....

If you are considering filing for Chapter 7 bankruptcy in Utah, you may have concerns about what property you can keep after filing. Rest assured, some of your property is exempt. To help you decide if Chapter 7 bankruptcy is right for you, you should first know the...

Money troubles are often embarrassing, and it can be difficult to acknowledge when you are on the verge of a collapse. If you have fallen behind on your mortgage payments and your lender is threatening foreclosure actions, you may feel overwhelmed. However, there are...

When you file for bankruptcy, you have more than one option, and each one suits different circumstances more appropriately. Chapter 7 and Chapter 13 bankruptcies are the most common. However, they differ primarily based on what will happen to your property. What is...

If you shudder every time your phone rings, you may be on a creditor's call list. After all, debt collectors constantly call individuals to try to get them to pay. Regardless of whether you can settle your outstanding debt, you do not have to put up with creditor...

People who have debt they cannot repay may consider filing for bankruptcy as a way to get a new financial start. Bankruptcy stops payments due until the court proceeding is settled. Exemptions to the bankruptcy law in Utah allow you to keep specified property or...

Debt can cause you significant stress, and the persistent collection calls only add to your anxiety. Filing for bankruptcy may be the right decision to help you get out from under your debt and start fresh. It has the added benefit of immediately stopping calls from...

While many people feel embarrassed about falling behind on their bills, most Americans have debt they cannot afford at one time or another. In fact, most bankruptcies result from causes beyond the person's control. Most families have less than $1,000 in savings in...

Filing for bankruptcy imposes a lot of legal requirements and qualifications. These can be confusing for many people. For example, you may have heard that bankruptcy does not discharge your tax debt or student loans.  It is not true that you cannot discharge these...