Bankruptcy

Money troubles are often embarrassing, and it can be difficult to acknowledge when you are on the verge of a collapse. If you have fallen behind on your mortgage payments and your lender is threatening foreclosure actions, you may feel overwhelmed. However, there are...

When you file for bankruptcy, you have more than one option, and each one suits different circumstances more appropriately. Chapter 7 and Chapter 13 bankruptcies are the most common. However, they differ primarily based on what will happen to your property. What is...

If you shudder every time your phone rings, you may be on a creditor's call list. After all, debt collectors constantly call individuals to try to get them to pay. Regardless of whether you can settle your outstanding debt, you do not have to put up with creditor...

People who have debt they cannot repay may consider filing for bankruptcy as a way to get a new financial start. Bankruptcy stops payments due until the court proceeding is settled. Exemptions to the bankruptcy law in Utah allow you to keep specified property or...

Debt can cause you significant stress, and the persistent collection calls only add to your anxiety. Filing for bankruptcy may be the right decision to help you get out from under your debt and start fresh. It has the added benefit of immediately stopping calls from...

While many people feel embarrassed about falling behind on their bills, most Americans have debt they cannot afford at one time or another. In fact, most bankruptcies result from causes beyond the person's control. Most families have less than $1,000 in savings in...

Filing for bankruptcy imposes a lot of legal requirements and qualifications. These can be confusing for many people. For example, you may have heard that bankruptcy does not discharge your tax debt or student loans.  It is not true that you cannot discharge these...

If you want to buy a house, fund your education or secure other types of financing, you probably need a good credit score. According to the credit reporting service, Equifax, a good credit score is anything between 670 and 739. A score over 800 is excellent.  While...

Whether you have a shiny sedan, a family minivan or another type of motor vehicle, you undoubtedly use your car to drive to work and other places. If you are behind on your monthly car payments, though, you may worry about losing your only mode of transportation to...