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Garnishment Can Devastate Your Incoming Wages

Are you struggling with debt? Are creditors calling you about past due debts? You could be heading down a road involving wage garnishments or lawsuits. Whether you are in danger of wage garnishment or your wages are already being taken from you, do not wait to take action.

Free bankruptcy consultation: At Roger A. Kraft, Attorney at Law, P.C., I help my clients stop wage garnishment through bankruptcy. For a free consultation to learn about your bankruptcy options, please contact my Salt Lake City law office online.

Congress has made help available by enacting the bankruptcy laws so that you can get out of debt or pay back a part of it.

What Is Wage Garnishment?

The effects of wage garnishment can be damaging. In Utah, creditors can garnish up to 25 percent of your wages. This could mean losing valuable monthly resources that you would otherwise use for child expenses, groceries, mortgage or other necessities. Then, your creditors will follow you from job to job until the debt is paid off. They may even sue you in court.

In addition, wage garnishment can put your job in jeopardy. When your wages are garnished, your employer must complete paperwork for every paycheck. Some employers do not want to deal with employee credit issues, as it costs valuable time and resources. I have seen many clients lose their jobs due to wage garnishment.

Bankruptcy Stops Wage Garnishment

Bankruptcy puts an immediate stop to wage garnishment. I can help you file either Chapter 7 or Chapter 13 bankruptcy, both of which will force creditors to stop all collection activity. I may even be able to put the money back in your pocket. I am on your side.

Contact a Lawyer for Protection Against Wage Garnishment

Contact me for more information about how to keep your creditors from taking your hard-earned money. Together we can discuss your options and come up with a plan that best fits your situation.

Call 801-871-8353 or toll free at 800-640-3207. Evening and weekend hours are available by appointment. My office is centrally located near all courthouses from Provo to Ogden. My rates are affordable, and I accept credit cards.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.